American Auto Title Loan
Have a clear car title and a job? You're approved! At American Auto Title Loan we understand your needs are simple. You want the cash you need today at the lowest rates with minimal hassles. Right? When you obtain a loan from us that's exactly what you get. Apply online in less than 60 seconds>>>

American Auto Title Loan Benefits
     No Credit Check                     Apply In Seconds                     Instant Approval
            Cash In 1 Hour                           Lowest Rates                   Highest Loan Amounts
 Flexible Payments             No Pre-Payment Penalty                 Keep Your Car

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| What Is A Title Loan?

A car title loan can be a great way to solve short term cash needs by using your car title as collateral to borrow money rather than your credit score. The amount of a title loan is based your vehicle's value, your individual loan needs, and your ability to repay. At American Auto Title Loan, we work with everyone individually to determine a loan amount and repayment plan that fits their unique situation. When obtaining a loan through us, you can borrow as much as $10,000 in as little as an hour. Our process is simple and easy with minimal paperwork and hassles. Ready to see how much you qualify for? Apply online in less than 60 seconds and get a FREE, NO OBLIGATION TITLE LOAN QUOTE. One of our highly trained loan specialists will contact you immediately to discuss your specific loan needs and guide you through our simple and easy process all the way until your loan is approved and funded. In most cases, you can apply, get approved, and get your cash in as little as 1 hour!
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| What Do I Need To Get A Title Loan?

What Do I Need To Get A Title Loan
Clear Title
Vehicle for Inspection
Photo ID
Insurance and Registration
Income Information
Utility Bill
Have a question about a required item? Missing a piece of information? 

Let us know and we may be able to find an alternative. Often, we can print documents for you in our office or you may have them faxed to us. Contact us today.

| How Title Loans Work

Online Title Loans
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Instantly apply in less than 60 seconds from your computer, smartphone, or tablet. It's free to apply and there's absolutely no obligation. See how much you can get today!
No Credit Check
Get Approved

Auto Title Loan can get you approved for a loan up to $10,000 today with absolutely NO CREDIT CHECK. As soon as we receive your loan application, you will receive and instant decision!
Same Day Cash
Get Cash

Once your loan has been approved you can have cash in hand in as little as 1 hour! 

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Low Rate Title Loans
Payoff Anytime

Our highly trained loan specialists will work with you individually to find a repayment plan that meets your needs and fits your budget. Repay your loan in full at anytime with NO PRE-PAYMENT PENALTY.

| Title Loans In SC

| Title Loans In NC

Title Loans In SC
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Chesnee                                   Concord
Greenville                             Forest City
Lake Wylie                               Asheville
Union                                      Matthews
Fort Mill                               Greensboro
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Title Loan Blog

By Faithe Andrews 19 Feb, 2016

When speaking with customers about refinancing their existing title loan, we often find that there is a lot of misunderstanding as to what a title loan refinance is and most people do not fully understand how they work.  

Title Loan Refinance refers to replacing your existing loan with a new loan under different terms or conditions before the existing loan term has expired. Some factors that may change when a title loan refinance takes place may include: loan amount, interest rate, payment amount, or the term of the loan.

There are many reasons why someone may want to refinance their existing title loan and doing so may be convenient and provide benefit to the borrower.

Advantages of Refinancing My Title Loan

As mention before, there are many benefits associated with a title loan refinance. Let’s look at them more in depth…

·         Access available money without having to pay off your loan completely

§Let’s say your original title loan was in the amount of $5,000. Over time you have made payments and your current balance is now $2500. At this point your loan is halfway paid off and you would have the same amount of time before it was completely paid off. Even though your loan is not completely paid off you actually have $2500 of equity (available money) in your loan. Should you have a situation where you need some extra money now, you could tap into the equity in your vehicle and get that $2500 back out before your entire loan term expires.

·         Lower your payments

§Using the same example as before let’s look at how a title loan refinance could actually lower your monthly payments. When you first obtained your initial car title loan the amount was $5,000. Therefore, your monthly payment was based on owing this amount. Now you have brought your balance down to $2,500, half of your original loan amount. You could refinance your account without pulling out the equity and your new loan amount (and payment) would be cut in half. This would allow you to free up that money that you were making on the previous payment and allow you to add this money back into you monthly budget!

·         Lower you interest rate

§At American Auto Title Loan we can often perform a refinance and lower you interest rate at the same time. If you have proven to have a positive, on-time payment history we can often get you a lower rate when you refinance your car title loan. We stress communication and a positive pay history to our valued customers. Having a solid payment history may allow you to borrow money at lower rates in the future. This means it costs you less!!!

How Do I Know If Am Eligible To Refinance My Title Loan?

All companies and loans are different and each one will have its own set of requirements that determine when an account is eligible for refinancing. If you are considering an auto title loan refinance planning for it a few months in advance is a good idea. Here are some things that we at American Auto Title Loan look for when evaluating an account for refinancing.

1) A Consistent, On-Time Payment History

2) Equity is Present in the Vehicle (in other words the loan has been paid down for considerably from the initial loan amount)

3) Good Communication with Customer

4) Vehicle is Being Maintained to Hold Value

How To Take Advantage of a Car Title Loan Refinance

1) Pay on time! (see a trend here?)

2) Pay down your loan sooner than your term

3) Pay more than you minimum payment

4) Come prepared with all required documents and updated personal information when attempting to refinance your loan

5) Establish a positive, open line of communication with your lender

Did You Know?

Did you know that we can refinance your existing loan with a different company? That’s right! American Auto Title Loan can buyout your existing title loan. We are one of the few companies that buy out/pay off existing title loans. All every single time we can get you a lower rate, lower payment, increase your loan amount, and maybe even all three! Give us a call or apply online in just 60 seconds to see if we can help you refinance your car title loan today! Bring us your existing contract and we can almost guarantee we will buyout your title loan or title pawn and get you the best rates on a car title loan today!

By Faithe Andrews 15 Feb, 2016

American Auto Title Loan is happy to announce we have expanded our service area to help individual’s looking for car title loans in NC. Our company had previously offered title loans to some areas of North Carolina, but we’re unable to serve some locations. Thanks to our new payment technology we are proud to announce expanded coverage for residents who may reside in any part of North Carolina. We are also offering new, lower rates than ever before. We understand that it can be difficult for North Carolina residents to find a reputable source when looking to borrow money against their car title. At American Auto Title Loan, we are constantly working to improve our ability to serve these people with a quality, low rate title loan.  Below are some of the areas that we now may offer title loans to in North Carolina.


Raleigh NC Title Loans


If you are looking for a title loan in Raleigh look no further! We now offer car title loans to Raleigh NC residents. Here’s how it works…


1) Apply online in just 60 seconds using some very basic information.


2) A Loan Specialist will contact you immediately to discuss your individual title loan needs.


3) Bring your vehicle to one of our conveniently located offices.


4) Get you cash the same day and make payments over the phone.


That’s right! Once you have obtained a car title loan from American Auto Title Loan there’s no need to physically return to the office each time your payment is due. Mail or call in your payment each month or pay off at any time with NO PRE-PAYMENT PENALTY. When you obtain a car title loan in Raleigh NC with us you only pay interest while you keep the loan. Keep it for one week and pay back what you borrowed plus one week’s worth of interest. Keep it for one month and pay back one month’s worth of interest. See where we’re going with this? Even if the loan is set up for a longer term you only pay interest while you keep the loan and we charge absolutely nothing for paying off early. We simply want you to return when you need instant cash in the future.


Greensboro NC Title Loans


We are now also offering car title loans in Greensoboro NC! If you need a title loan in Greensboro follow the simple steps outlined above to apply online and get approved today. Typically, you can apply, get approved, and get your cash all in the same day!


Charlotte NC Title Loans


We have a car title loan office located in Fort Mill, SC just minutes from downtown Charlotte. If you live in the Charlotte area and are in need of fast cash we can help you get a title loan in Charlotte NC today. Bring in your vehicle and see how much you can get approved for in just minutes. Thanks to our new payment technology we are pleased to announce the absolute lowest rates on car title loans in NC and anywhere else!


Don’t see your location? Apply online or give us a call toll free at 1-844-834-LOAN(5626) to see if we can service your area. Odds are we can most likely help you! We look forward to helping you get the cash you need today at the lowest rates available!

By Faithe Andrews 03 Sep, 2015

Did you know that almost 50% of the people who come to us already have a car title loan? That’s right! We specialize in helping folks who already have an existing title loan, a previous loan, or folks who have had a tough stretch and have had their vehicle repossessed. We have multiple options if you currently have a title loan and are looking for companies that buy out existing loans for a variety of different reasons. Let’s take a look and the different scenarios where American Auto Title Loan can help when you already have an existing loan against your car title.

  1. Lower Your Interest Rate – If you currently have a car title loan we can look over your contract on in almost every case get you a lower interest rate. Getting a lower rate means you pay less to borrow money. We have some of the   most competitive rates   in the title loan industry and our cutting edge payment technology allows us to offer title loans and the absolute lowest rates possible. If you currently have a title loan get in touch with us to see how we can lower your rate and save you money immediately!
  2. Lower You Payments – Feel like you keep making payments but your balance never goes down? Along with getting you a lower interest rate, we can reduce your monthly payments. When your interest rate is reduced your payment comes down right along with it. Also, such a reduction means that when you make a payment it actually pays down on your loan instead of the majority of your money going to interest. Out of all the places that buyout existing title loans, we at American Auto Title Loan in South Carolina have the largest and most flexible line of loan products to fit your individual needs. We can take a look at your existing loan and share with you the ways that we can save you money. The best part…there’s no obligation and it’s absolutely free to find out!
  3. Getting A Little Behind On Payments? – Everyone goes through rough patches in their lives. We are a privately owned company owned by real human beings, just like you! We understand this because we have gone through the same tough times at some point in our lives. When you bring your existing title loan to us, we give you a fresh start so that you can put the past behind you and move forward to a better situation. If you are a couple payments past due let us know and we can pay off your existing title loan and allow you to have another 30 days before your 1st payment is due.
  4. Repossession Help – American Auto Title Loan has the ONLY repossession help program in the entire title loan industry. Our   “Fresh Start Program”  gives individuals who have endured the unfortunate experience of a repossession to 1) Get their car back IMMEDIATELY 2) Get a Fresh Start with a current account in good standing 3) Resume making on time payments to avoid any such repossession situation in the future. To find out how you can get your vehicle back immediately visit our Fresh Start Loan Program page today.

Sound like a lot or work? Not at all. Simply give us a call at 1-844-834-LOAN(5626) and we take care of the rest. You won’t even have to speak with your previous loan company one time. We literally handle the entire process for you. Find out what it feels like to be treated like gold when dealing with a car title loan company. We are NOT the shoddy loan company with the bright paint and neon signs! We are a 21st century company focused on providing you with the best possible experience. Thousands of folks have discovered the American Auto Title Loan difference. Now’s your chance to do the same.

Visit us online at


Call us Toll Free at: 1-844-834-LOAN (5626)

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