Consumer Disclosures

      | Consumer Disclosures

    Late Payment Policy
    Our professionally trained staff is here to assist you in making payment arrangements should an unexpected emergency arise which prevents you from making your payment on time. Please note that it is very important to contact us before your payment is due to make alternate arrangements.

    Non Payment Policy
    Our goal is to work with every client to ensure successful repayment of their loan according to the terms of the loan agreement. Our staff is highly trained to work within state and federal laws to establish payment arrangements should you become delinquent on your account. If you fail to repay your loan pursuant to your agreement, your vehicle may be repossessed and sold. Additional charges may apply.

    Determination of Interest Rate/Fees/Charges
    State and Federal laws require the disclosure of all terms and rates associated with consumer credit. All rate, fee, and cost information will be disclosed to you in writing at one of our licensed offices before you sign any agreement. Please review all information regarding your loan before signing any loan agreement. Rates shall be disclosed as Annual Percentage Rate (APR). You have no obligation to accept the terms offer by our company. Our company does not engage in oral agreements. 

    Submitting an Online Inquiry
    Submitting your information on this website is for informational purposes only and binds you to no obligation with our company. After submitting your information, a professionally trained loan representative may contact you to discuss you title loan needs.

    Credit Checks
    There exists a common misconception that a poor credit history may result in a higher interest rate for title loans. At American Auto Title Loan your credit score does not affect the interest rate, fees or charges determined for a title loans.

    ​State and Federal Laws and Regulations
    American Auto Title Loan promotes the informed use of consumer credit by strictly adhering to state and federal regulations regarding disclosures about interest rates, fees, charges, terms, renewals and all information regarding consumer credit. Before you assume any obligation to our company, you will be provided, in writing, with the exact rates, fees, terms and all details of your loan as required by state and federal laws.

    Fair Debt Collection Practices
    American Auto Title Loan only engages in collection activity that is in absolute compliance with the provisions of the Fair Debt Collection Practices Act. Our collection staff is highly trained in all state and federal laws and carries our daily activities in accordance with such laws and regulations.

    Privacy Policy

    South Carolina Consumer Rights and Responsibilities



    Free Quote in 60 Seconds!

    Or call us now

    Business Hours

    Mon - Fri
    -
    Saturday
    -
    Sunday
    Closed
    WA1BNAFY3L2060158 AUDI Q5 2020
    Auction: COPART
    7FARS6H96RE052520 HONDA CRV 2024
    Auction: COPART
    3N1CP5BVXML479750 NISSAN KICKS 2021
    Auction: COPART
    5J8YE1H84NL010588 ACURA MDX 2022
    Auction: COPART
    YV4102RKXJ1082039 VOLVO XC60 2018
    Auction: IAAI
    1C4RDJAG0HC936899 DODGE DURANGO 2017
    Auction: COPART
    3KPF54AD4RE774017 KIA FORTE 2024
    Auction: COPART
    5UX23EM06P9P02366 BMW X7 2023
    Auction: COPART
    WA1FNAFY3K2017648 AUDI Q5 2019
    Auction: COPART
    5UX23EU03R9S18545 BMW X5 2024
    Auction: IAAI
    3FA6P0G75LR213092 FORD FUSION 2020
    Auction: COPART